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Home foreclosures drop 64.3% in the second quarter
Posted On 01/19/2021 03:03:55

 

 

mortgages-1 

During this period, no foreclosure procedure has been initiated on habitual homes owned by natural persons, due to the State of Alarm

 

The number of home foreclosures stood at 2,905 in the second quarter, 47.5% lower than the previous quarter and 64.3% lower than the same period in 2019, according to published foreclosure statistics. by the National Institute of Statistics (INE).

During this second quarter, no foreclosure procedure has been initiated on habitual homes owned by individuals, due to the provisions of the Decree on the State of Alarm.




Specifically, Royal Decree-Law 8/2020 of March 17 establishes, in its article 7, extraordinary measures conducive to seeking a moratorium on the mortgage debt for the acquisition of the habitual residence.

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18.3% of foreclosures in the second quarter are on new homes and 81.7% on used. The number of foreclosures on new homes decreased by 76.5% in the annual rate and that of used homes by 59.6%.

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In total, the number of registrations of certifications for foreclosures initiated in the property registries in the second quarter of 2020 is 5,534, which is 47.6% less than the previous quarter and 66.8% less than in the same quarter of 2019.

 

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